Home Loan Eligibility – How costly a home can I buy?
Put your monthly income and savings. We show the loan banks usually give, and the home price that fits your pocket.
Loan you can usually get
—
| EMI for the home below | — |
You can buy a home up to The loan pays up to 80% of the price; your savings pay the rest plus about 8.8% registry. | — |
| Registry cost on it (paid by you) | — |
Banks usually let all your EMIs together be about half your take-home pay, and lend up to 80% of the home price. Final amount depends on your credit score and the bank.
Common questions
How much home loan can I get on ₹50,000 salary?
With no other EMI, at 8.5% for 20 years, about ₹28–29 lakh. Change the numbers above to see your own.
Does the bank give money for registry?
Usually no. Stamp duty and registration (about 8.8% in a man's name, 7.5% in a woman's name in Rajasthan) are paid from your own pocket.
How can I get a bigger loan?
Add a co-applicant with income (like your spouse), close small loans first, choose a longer tenure, and keep your credit score above 750.